Because your recovery costs will be covered by workers’ comp, it may seem like there is no need for an attorney when you are injured on a construction site. However, a consultation with an experienced personal injury attorney may uncover additional sources of compensation. Therefore, we recommend that you do consider hiring an attorney when you are injured in a construction site accident.
What Workers’ Compensation Covers
Like every other employer in Pennsylvania, construction companies and contractors must carry workers’ compensation insurance to cover the medical costs of employees injured in the workplace. This coverage extends to all workers, including seasonal and part-time employees. As long as the injury occurred while performing work duties, workers’ comp will kick in. The cause of the accident does not matter—your coverage should be almost automatic. Workers’ comp insurance will cover the following expenses:
- Payment for lost wages. If you are unable to work because of your injury, workers’ comp will provide wage-loss benefits.
- Specific loss benefits. If you have lost the use of a sense or body part because of the injury, you may be entitled to a specific loss benefit.
- Medical care. All surgical and medical services related to the workplace injury or illness will be covered by the medical care benefit.
If you report your accident promptly and follow all required steps, you should not have a problem getting your workers’ comp benefits. However, these benefits may not be enough to cover all of your losses.
A Personal Injury Attorney Will Identify Other Liable Parties
Construction sites are busy places and there are often multiple companies working at the same time. When you are injured on a site, your direct employer will provide workers’ comp benefits regardless of fault, but another employer on the site may be the one responsible for your injury. For example, if you are doing finish work for your employer, but using the electrical subcontractor’s scaffolding which gives way and causes you to fall, you may be able to pursue compensation from that company, as well as workers’ comp benefits from your own employer. You would seek damages from a non-employer through a lawsuit, which will likely be settled through that company’s liability insurance. This could provide a significant financial award that would contribute a great deal towards your recovery.
Call Us for a Free Consultation
Liability on a construction site can be complicated. Even if you are receiving workers’ comp for your injury, schedule a free consultation with us to review your case. If we think there might be another source of compensation, we will let you know.
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